Public Liability Insurance isn’t always something that springs to mind when planning a special occasion such as an anniversary or wedding.
Subscribe now for unlimited access.
$0/
(min cost $0)
or signup to continue reading
The main reason is that people focus on doing the ‘fun stuff’ such as the food and entertainment rather than the boring stuff such as insurance.
Most people don’t think they need this insurance but there are many occasions when you do need this.
Some people plan their own wedding or large party to save on costs but if there is an accident, hired equipment gets broken or someone wants to sue, it could be costly.
If you are hiring equipment or are using privately owned equipment, you should have insurance to cover against damage and injury. Today a public address system or music equipment doesn’t come cheap.
This advertising feature has been sponsored by advertisers.
If your event, or part of it, is being held in a public place, check on your insurance needs.
If your event is being held on the property of a friend and the public doesn’t have access then you should be OK.
Make sure your friend’s home insurance is up to date.
Remember, your insurance may be void if illegal activity is taking place, including sale of alcohol to minors or sale of illicit drugs.
The good news is that if you are having your event in a function centre you shouldn’t need insurance, unless your event is open to the public.
Leave the worries to them. Just discuss with them your requirements and they’ll do the rest.
They have the professional staff and experience to do what is best.
They also have the necessary security to prevent gatecrashers and staff to stop a situation getting out of control.
This means you won’t be as stressed leading up to the exciting event and will be able to enjoy the occasion to the fullest.
Some tips for your function success
To hold a successful function requires more than thorough planning. The right venue needs to be selected for the special occasion to be a winner.
The larger function venues will have the spaces and ability to cater for small or large parties. The rooms should have air conditioning or heating and be located away from busy entertainment areas.
The venue’s staff should be experienced in function catering and facilitating. They should provide you information on all aspects of planning and fulfil your list of requirements.
If you have any questions they should be more than happy to answer these and be of assistance during the event.
Your menu will largely determine the cost and be mindful of guests that are children, teenagres, vegetarian, gluten intolerant etc.
Make sure the function centre has the requirements for modern technology such as a PowerPoint display.
Be sure to book well in advance for your preferred function centre.